1. Different functions.

The chip used by Sutong Card is used by ETC.

Ordinary credit cards do not have the function of deducting ETC highway tolls.

2. Production is different.

Su Tong Card is a standard IC credit card product launched by Jiangsu Agricultural Bank of China and Jiangsu Expressway Network Operation Management Co., Ltd. It is issued to all non-operating private car owners in Jiangsu Province.

A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

3. The courtesy is different.

Su Tong Card provides one-stop services for car purchase, refueling, expressway access, car washing and maintenance, and has multiple value-added service privileges.

Credit cards do not have any privileges, and the purpose of issuing credit cards is to make money. Once the interest-free repayment time is exceeded, high interest will be charged, usually 0.05% per day.

Baidu Encyclopedia-Credit Card

Jiangsu Expressway Public Service Network-Su Tong Card Introduction