1. The annual credit card fee is generally deducted automatically. How much to deduct depends on your credit card type and specific bank, because the annual credit card fee of each bank is different.

2. In 2020, the threshold for entry-level cards is low. Beginners must apply immediately!

3. The annual credit card fee will generally be deducted on the day when your card is activated. If you don't know the activation time, you can call the bank customer service. After consultation, as long as the credit card is used frequently, the annual fee can be exempted, and general consumption is enough.