1. It is best to make automatic credit card repayments within the same bank, so no handling fees will be incurred. Automatic repayment must first be processed at the bank counter. After filling out the corresponding form, just hand it to the staff.

2. Next, you need to add the credit card to the existing savings card account. This operation can be solved by asking the lobby manager in the bank. He will teach you how to operate the computer, which is much faster than doing it yourself at home.

3. After the bank counter operation is completed, you need to log in to personal online banking to continue. After entering the personal center, find "Credit Card Services" on the upper left and click to enter.

4 , after finding the credit card repayment, click to open the secondary menu, you can see "Repayment, Set Automatic Repayment", etc. Here we select "Set Automatic Repayment", and then the credit card number and other information will appear, click " Set up automatic repayment.

5. After the automatic repayment business agreement (personal card) appears, read it carefully. If you have no problem, click Read and Accept at the bottom. Then the next step will appear There are two settings: "Set up automatic repayment for RMB accounts" and "Set up automatic repayments for foreign currency accounts". Here we generally choose the former.

6. After selecting the account type, there is still payment below. There are generally two repayment methods, namely optimal repayment and minimum repayment. The editor here recommends choosing the former, which is better for your credit and will not incur interest.

7. After setting the repayment method, you have completed the setting of automatic repayment. You can check the information in "My Automatic Repayment" on the left. The editor has made two automatic repayments here, so two are displayed.

8. After setting up the automatic repayment, the repayment will usually be done at a fixed time every month. If the account balance is not enough a few days before the repayment, you can activate the SMS function. The bank will notify you via text message that the balance is insufficient for repayment.