CCB LKTE is a SMS code specially used to adjust the temporary credit limit. When you receive a message from the bank inviting you to increase your temporary limit, if you need to apply, you only need to reply in a specific format within the time limit prompted by the text message. The format is "LKTE# target limit". For example, if you want to increase the limit to 10,000 yuan, the text message content should be "LKTE#10000". Please note that the reply command must be in English and cannot contain Chinese, spaces or other special characters.

The temporary limit is a temporary supplement provided by the bank based on the cardholder's card usage when the credit card's fixed limit is insufficient. If you need to temporarily increase your limit, you can call the credit card center and the customer service will decide whether to approve it based on your card usage records. If your credit record is good and there are no violations such as overdue payments, it is more likely that your credit limit will be increased. Usually, the increase range of the temporary quota is a certain multiple of the fixed quota.

It is worth noting that banks will take the initiative to increase the temporary limit for cardholders during specific holidays such as Christmas, New Year's Day, Spring Festival and National Day to meet holiday consumption. After the holiday period, the temporary limit will usually revert to the original fixed limit in about a month. The temporary quota is a single-use quota and does not support recurring borrowing. It will automatically return to the original quota after expiration. If you need to continue to use it, you need to apply again.

In general, CCB LKTE is a temporary limit adjustment service provided by the bank. By following the correct response format, cardholders can apply for a limit increase as needed. Understanding and correctly operating temporary limit management can help you better manage credit card consumption.