Certificate of deposit is a kind of large deposit certificate issued by banks for individuals, non-financial enterprises and government organizations. Under normal circumstances, certificates of deposit have a fixed term, but unlike time deposits, most certificates of deposit support rollover. In addition, the investment threshold of certificates of deposit is relatively high, which is often the threshold of 200,000 and 300,000. So how should ABC handle large deposit certificates? Let's get to know each other.

How to handle the large deposit certificate of ABC?

Under normal circumstances, ABC's large deposit certificate business can only be handled through the counters of ABC's business outlets, and cannot be operated online. You need to open a separate account to handle large deposit certificates. First of all, users need to provide their valid identity documents and ABC personal debit cards, and fill in a complete "personal business voucher"; Then give the information to the bank staff and inform them of the business that needs to handle large deposit certificates; The user selects the large deposit certificate to be processed and determines the deposit funds; Then the bank will issue a certificate of deposit certificate to the user.

In essence, certificates of deposit are also general deposit products and can be included in the scope of deposit insurance funds.