Count. If the cardholder pays no less than the minimum payment amount after the credit card statement date, it is deemed that the credit card debt has been paid off. After payment, the cardholder can continue to spend, and the amount of consumption will be included in the next month's bill. Credit card repayment has a grace period. As long as the repayment is made within the grace period, even if it is normal, it will not be overdue. If there is no money to repay on the repayment date, you can repay according to the minimum repayment amount. Although there are higher interest and late fees, it can avoid overdue.

Is the overdue credit card at the minimum repayment amount?

As long as the cardholder pays the minimum repayment amount before the end of the last repayment date of the current period, even if the minimum repayment amount is paid in the current period, the repayment will not be delayed. According to bank regulations, the minimum installment repayment and full repayment of credit card repayment are normal repayment. As long as the cardholder's repayment amount before the end of the final repayment date of each period is not less than the minimum repayment amount of the current period, the bank will consider the cardholder's normal repayment period.