Repayment to 800 yuan in this period means repayment to 800 yuan in this consumption month. According to 1400+800=2200, and 2200 is less than 3000, it can be judged that you have purchased the goods by stages. So this 800 yuan must be paid this month, not the last debt. The final debt is: 3000- 1400 = 65438+. Even if you don't spend money by credit card (cash withdrawal) next month, there will still be a consumption record, because there are stages. So, you don't have to worry that the bank will deduct more money from us.