According to the cardholder's income and credit standing, Guangfa Bank verifies the maximum amount that can be used for overdraft consumption and cash withdrawal, and the cardholder can recycle the card within the validity period. At present, the credit card quota of Guangfa Bank generally ranges from 30 million to 50,000 yuan. Generally, the amount of Guangfa Puka is between 3000- 1 10,000 yuan, and the amount of Guangfa Gold Card is between 1 1 10,000-50,000 yuan.

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Guangfa Credit Card Annual Fee Standard:

Guangfa RMB ordinary card: the annual fee of the main card is RMB/year in 40 yuan and RMB/year in 30 yuan.

Guangfa RMB Gold Card: the annual fee of the main card is RMB/year in 80 yuan and RMB/year in 48 yuan.

Guangfa dual-currency Capka: the annual fee of the main card is RMB/year in 90 yuan and RMB/year in 45 yuan.

Guangfa dual-currency card gold card: the annual fee of the main card is 260 yuan RMB/year, and the supplementary card is+65,438 RMB/year.

Platinum credit cards are divided into many series, and the common ones are: true platinum card, owner platinum card, business travel platinum card, golf platinum card, true love platinum card and China Southern Airlines platinum card. The annual fee ranges from 800-3888 yuan.

Whether it is a gold card or an ordinary card, the annual fee-free rules of Guangfa Credit Card are the same: annual fee-free in the first year, and annual fee-free in the second year after swiping the card six times.