Hello, I saved 2000 yuan myself, so I called our customer service to apply for overpayment in installments. If the assessment passes, I can apply for overpayment in installments, which is not what others said.

The installment is calculated according to the amount of 5288 yuan. Your previous deposit of 2000 yuan can be deducted from the credit card installment bill, but if you have already made other expenses, resulting in overpayment that is not enough to deduct the bill, you still need to repay according to the bill. After you pay back 5288 yuan, the credit card limit will be restored to 3000 yuan instead of 5288 yuan.

If in doubt, please add enterprise QQ customer service 4008205555 or WeChat to WeChat official account "China Merchants Bank Credit Card Center" for detailed consultation.

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