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Postal credit card processing and card consumption
Postal credit card application conditions Postal credit card application conditions are relatively loose, as long as the following requirements are met: 1. Age requirement: Domestic residents must be between 18 and 65 years old; 2. Work requirements: have a stable work unit, income and fixed residence; 3. Credit requirements: no bad credit record (how to establish a good credit record)

If you need to apply for an additional card for a postal credit card, the applicant for the additional card must be the parent or brother of the main card applicant. Sisters, spouses or children, aged 16-65, can apply for up to 4 supplementary cards for one main card.

Postal credit card swiping consumption method Regarding the credit card swiping consumption method, you can choose the signature password or signature method for consumption, or you can change it through the customer service hotline or online banking according to your card usage habits. In order to prevent the password from being stolen by others, when the number of incorrect passwords on the card reaches 3 times during the transaction, the password will be locked and all transactions based on the password will be refused. If you need to unlock your password or have other questions, please call the Postal Savings Bank Credit Card 24-hour customer service hotline for consultation. Signature confirmation: When using a Postal Savings Credit Card to make purchases, you must carefully check whether the card number and amount on the purchase receipt are consistent with your own card number and actual consumption amount. You can only sign after confirming that they are correct. The signature must be the same as the signature on the back of the card. Keeping Documents Please keep the cardholder's stub copy signed for the postal savings credit card consumption transaction properly. It is recommended to keep the documents for more than half a year so that in case of disputes, you can check with the bank with the consumption documents. Returns After the return is completed, the merchant will not refund the cash. Instead, the Postal Savings Bank will transfer the returned money from the merchant back to the credit card account.