First of all, if the Tmall quota is sufficient, there is no need to repay when purchasing. Repayment starts from the first billing date.

Secondly, there are only two ways for Tmall to repay in installments, and there is no provision for using a credit card:

Method 1: Automatic repayment, which supports automatic repayment of Alipay balance, fast debit card and Yu 'ebao.

Method 2: Active repayment, including:

A. log in to buy the baby;

B. Log in to Alipay's application center and enter online shopping for repayment;

C. Log in to Alipay wallet service window for online repayment.