Yes. After the online loan is overdue, if the borrower cannot repay on time, he will face higher arrears and fines, and even personal qualification issues, which will have a greater impact. If the borrower does not repay the loan for a long time, the online loan platform will take various measures. Collection methods include prosecution, arbitration, enforcement and other measures. If the loan cannot be recovered in the end, the online loan platform will determine it as a dead debt.