ICBC credit card online application process:

1. Enter the official website of ICBC "Online Banking" and click "Credit Card Online Application" in "Convenient Services" on the right;

2. Click "Apply Now";

3. Enter "Credit Card Online Application", enter your relevant information and the types of credit cards you can apply for will appear;

4 . Select a credit card type according to your own situation and click "Apply Online";

5. Select "Continue Online Application" in the web dialog box;

6. Fill in the information according to the actual situation After entering your detailed information, click "Next";

7. Choose whether to apply for an additional card according to your own circumstances, and click "Next" after making your selection;

8. Set up the credit card service, and click "Next" after setting up;

9. After reading the "Applicant Statement", check "Read" in the lower left corner and submit.

Operating environment:

Brand model: Lenovo laptop Xiaoxin Air15 Ryzen Edition

System version: Windows 11

II. ICBC credit cards are the most widely issued credit cards in China. At present, the main types of ICBC credit cards include: Peony International Credit Card, Peony Credit Card, and Peony Credit Card. According to the brand of ICBC credit card, it is divided into: Peony Visa Card, Peony MasterCard and Peony Express Card; according to the credit level, it is divided into: platinum card, gold card and ordinary card; according to the issuing object, it is divided into business card and personal card, among which personal card Cards are divided into main cards and secondary cards.

3. ICBC credit card annual fee standards: domestic ordinary card annual fee is 50 yuan, gold card annual fee is 100 yuan; international dual currency card ordinary card fee is 100 yuan, gold card 200 yuan; business ordinary card is 200 yuan, The gold card is 400 yuan; the platinum card is 2,000 yuan; the annual fee for all supplementary cards is half of the annual fee for the main card. Annual fee-free policy: ICBC’s annual fee charging standard is to charge after use, that is, the annual fee will not be charged until one year after the account has been opened. In this year, as long as you make 5 transactions or 5,000 yuan (student card, 3 transactions or 3,000, Platinum Card’s 160,000 points in exchange for the annual fee or 200,000 points waived for the annual fee), the annual fee for the current year will be waived. At the same time, there is no annual fee for ICBC credit cards if you do not open the card. Permanent annual fee exemption policy for ICBC credit cards: Platinum card holders who have accumulated a consumption of RMB 4 million can be granted permanent annual fee exemption for their primary and secondary cards. For personal card holders of gold cards and ordinary cards, if they have no bad credit record and have continuously held various ICBC credit cards for more than 10 years (including 10 years) since the date of implementation of these measures, they can be given The primary and secondary cards in one account are permanently free of annual fees. In addition, there is no annual fee for ICBC credit cards if you do not open the card.