No, one is a credit card and the other is a debit card. Credit card and debit card are used for shopping. The bank will help you pay first, and you can pay it back to the bank when it is due. Although you can withdraw cash, there will be a withdrawal fee. The amount of cash withdrawal is determined based on the credit card limit applied by the individual. This is a temporary loan from the bank. You use it and you have to pay it back when it’s due. The savings card is a debit card and can only be used when there is money in the card.