It refers to the experiment or simulation operation of credit card consumption through virtual environment or simulation system in order to better understand the use and management of credit cards.

In the credit card simulation of real consumption, virtual credit card accounts can be used for shopping, bill payment, repayment and other operations to simulate real consumption behavior. This can help people to be familiar with the use process of credit cards, understand the settlement and repayment methods of credit card accounts, and understand how to manage the consumption and repayment behavior of credit cards.