In addition, the credit card approval amount is assessed according to the applicant's own comprehensive quality, and there are many factors that affect the approval of the bank's individual comprehensive score. Common factors may have an impact:
1. Whether there is a local fixed telephone (having a local fixed telephone indicates that the residence is stable, which will increase the credit evaluation score of the bank);
2. Whether or not to get married (the score of married is higher than that of unmarried);
3. Whether it is a local account (the score of local account is higher than that of foreign account);
4. Whether there is a house (having a house is higher than not having a house, and living by yourself is higher than living with parents);
5. Education (the higher the education, the higher the score);
6. The nature of the work unit (the more stable the work unit, the higher the popularity and the higher the score. For example, institutions, large state-owned enterprises, and Fortune 500 companies all scored relatively high);
7. Job Description (The higher the position, the higher the score. For example, civil servants and company managers score higher than ordinary employees).