Minsheng Credit Card can transfer money, but it only supports transferring money from one credit card to my colleague's debit card, which is equivalent to cash withdrawal by credit card. There is a handling fee for withdrawing cash by credit card. The following are the charging standards for handling fees:

1. Withdrawal of overdraft limit:

(1) Bank: RMB is charged at 0.5% of the cash withdrawal amount, with a minimum charge of RMB 1 yuan per transaction.

(2) Other banks: RMB is charged at 1% of the cash withdrawal amount, with a minimum charge of 1 yuan per transaction; Foreign currency is charged at 3% of the cash withdrawal amount, and the minimum charge is USD 3/EUR 2/GBP 2/AUD 4/CAD 4/JPY 300.

2. Cash withdrawal for overpayment:

(1) Bank: Free of charge.

(2) Other banks: RMB is charged at 1% of the cash withdrawal amount, with a minimum charge of 1 yuan per transaction; Foreign currency is charged at 3% of the cash withdrawal amount, and the minimum charge is USD 3/EUR 2/GBP 2/AUD 4/CAD 4/JPY 300.