1. The credit line of China Construction Bank Puka is generally between 3, and 1, RMB.
2. The credit line of CCB Gold Card is within the range of 1,-5, RMB.
3. The credit line of the platinum card of CCB is generally more than 5, yuan.
The credit card limit of China Construction Bank will be different according to the qualifications of the applicants. It is suggested to contact the staff of this banking institution for confirmation.
credit card is a simple credit loan service of banks, which is embodied in the payment method of non-cash transactions. The credit card limit is determined by the bank according to the credit and financial resources of the cardholder.
when a cardholder applies for a credit card, the bank determines the credit limit according to the credit and financial resources of the cardholder at that time. If the cardholder uses the credit card normally for a long time in the later period without abnormal status such as overdue, and the credit card swiping amount is more than 6% in a certain period of time (usually 3 to 6 months), the bank will automatically adjust the temporary or fixed credit limit. If there is no adjustment, you can contact the customer service staff of the credit card center of the bank to apply for withdrawal. Some card banks can apply for withdrawal directly by telephone.
if the customer service staff of the bank informs the cardholder to go to the counter to handle the withdrawal business, then the cardholder needs to prepare relevant materials to handle it: ID card, credit card, running water in the past six months (unionpay card with a large running water), and credit card withdrawal application form (filled in at this bank). If there is no problem with the bank's audit, the quota will be adjusted appropriately.
Extended information:
Cash withdrawal (cash withdrawal) includes overdraft cash withdrawal and overpayment cash withdrawal, one is overdraft cash withdrawal, and the other is overpayment cash withdrawal. Overdraft cash withdrawal is a small cash loan provided by China Construction Bank to help you flexibly allocate funds when you are in urgent need.
the overdraft withdrawal limit is set according to your card usage, and the maximum limit is not more than 5% of your credit limit. In addition to the cash withdrawal fee, domestic and foreign overdrafts have to pay interest and do not enjoy interest-free treatment. Overpayment cash withdrawal means that you withdraw the funds deposited in the card or the overpaid funds when repaying.
Overpayment can automatically increase the available amount of the main card, but does not increase the available amount of the supplementary card. If it is necessary to increase the available quota of supplementary cards, the main cardholder should call our 24-hour service hotline to apply.
if you withdraw the overpayment of more than RMB 5, on the same day, you must go to the branch counter of CCB.
domestic cash withdrawal:
(1)ATM cash withdrawal-RMB cash is withdrawn at our ATM or other bank ATMs with UnionPay logo.
(2) Cash withdrawal at the counter-RMB cash is withdrawn at the counters of all branches of the Bank with the card and password.
Reference: China Construction Bank Credit Card-Baidu Encyclopedia