To increase the credit limit of ICBC, there are three common strategies for reference:
First, by increasing the star rating. ICBC's credit cards are rated with star ratings based on the cardholder's debit card activity. The higher the star rating, the greater the chance of applying for a large credit card and increasing the credit limit. If you already have an ICBC savings card, you can use its activity to accumulate stars.
Secondly, increase the amount through consumption. Keep at least 25 consumption records per month. The larger the amount, the better, but avoid maxing out the card. Contact the bank regularly (for example, after three months) to apply for a limit increase. Whether it is a temporary or permanent limit increase, it is likely to be successful. After the limit is increased, continue to swipe the card and apply for a limit increase again at an appropriate time, explain the need for the limit increase, and explain the reasons for the insufficient limit.
Also, by purchasing precious metals. Open online banking, bind your credit card to USB-Shield, purchase precious metals worth at least 2,000 yuan (recommended for 3 consecutive days, 3 units each time), and then submit an application to the bank customer service to increase the fixed limit. The reason may be that you need a large amount of consumption.
It is worth noting that ICBC has certain requirements for increasing the credit card limit. Cardholders need to activate the credit card for at least six months and maintain a good credit record and average monthly consumption level. The first withdrawal requires using the credit card for more than half a year, with stable consumption behavior and no bad records. The success of the credit limit increase depends on the total amount and type of consumption of the individual, as well as the recent credit status.
The above strategies can help increase the ICBC credit card limit, but the specific effect depends on the individual's credit performance and bank evaluation.