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Why did China Everbright Bank send me two credit cards with the same limit?

Normal customers who apply for a card will only receive one credit card, which is a free all-currency card provided by the bank. However, if the customer applies for a UnionPay single-label card, a full-currency card will be sent to the customer at the same time. But it mainly depends on the application method. Not every customer will automatically receive one when a card is issued. You can apply through the official client of Palm Life, WeChat, official website and other channels.

If you don’t use the gifted credit card, you can cancel it directly. However, you need to protect the card. Regardless of whether it is activated or not, as long as it is not used, no other fees will be incurred, and there is no need to worry about the annual fee being overdue.

Extended information:

Banks such as China CITIC Bank and Bank of Communications require customers to apply for a full-currency card before they can issue it for free. There are also some banks that will issue a full-currency card by default when a card applicant chooses a UnionPay single-label card.

All-currency cards make it easy to use cards abroad. The main function of Full Currency is to waive currency conversion fees and handle transaction needs in all currencies. No matter which country or place you spend, you can repay the money directly in RMB after returning home, eliminating the need to purchase foreign exchange. In addition, banks' all-currency international cards generally come with high-value travel accident insurance.

Ifeng.com - When I applied for a credit card, the bank mailed two cards to me. What is going on?