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How to use China Construction Bank credit card to purchase foreign exchange

CCB can use credit cards to purchase foreign exchange for repayment.

The steps for purchasing and repaying foreign exchange with a CCB credit card are as follows:

1. Log in to CCB online banking;

2. Select: Credit Card - Credit Card Inquiry - Query Balance Information;

3. Select: Credit Card - Foreign Exchange Purchase and Repayment - Next Step - Get the USD amount, exchange rate and converted RMB amount of foreign exchange purchased (not confirmed);

4. For example, credit card RMB account If there is sufficient amount, you can jump to step 6;

5. Deposit sufficient amount of RMB in the repayment debit card, then select: Credit Card - Credit Card Repayment, and transfer this amount to the credit card RMB account;

6. Select: Credit Card-Forex Purchase and Repayment-Next Step-Confirm.

When purchasing and repaying foreign exchange with a CCB credit card through online banking, if there is not enough RMB surplus in the credit card to pay, your credit limit will be used when purchasing foreign exchange, and the credit limit will be calculated from the date of purchasing foreign exchange. 0.05% interest per day. In order to avoid using the quota to purchase foreign exchange due to the failure of inter-bank transfer funds to arrive in time on the same day, please make deposits through CCB online banking or branch channels. At the same time, before you purchase foreign exchange with a CCB credit card, please confirm: (1) The amount has been deposited before the date of foreign exchange purchase. Edit the "last 4 digits of CCYE# card number" and send a text message to 95533 to check the balance of the overflow payment on the credit card before operating the purchase. (2) Deposit funds through CCB online banking, branches or ATMs on the day of purchasing foreign exchange, and purchase foreign exchange should be carried out on the day of deposit.