Xiaoying Kadai is reliable. This is a small loan platform. The platform was established in June 2016. It mainly provides users with a variety of loan methods and has been welcomed by countless users. Xiaoying Kadai has carried out strategic cooperation with Zhongan Insurance since its establishment. Later, the scope of cooperation became wider and wider, with professional financial institutions such as CMB Qianhai Financial, Shenzhen Gold Investment Co., Ltd., Jiangsu Equity Trading Center, etc. Xiaoying Kadai has worked closely with them to optimize the resource allocation of the entire platform.

In terms of borrowing business, Xiaoying Kadai mainly provides users with three methods, namely credit card repayment, credit card borrowing and elite borrowing. Among them, "Credit Card Repayment" can help users pay off their credit cards, restore their credit card limits, and avoid overdue credit cards; "Credit Card Borrowing" allows you to borrow money if you have a credit card, and the borrowed money is directly credited to the user's savings card. "Elite Loan", authorized e-commerce information, with a maximum limit of 150,000, a long cycle, and the loan can also be directly transferred to a savings card.

Note: When users use Xiaoying Card Loan, the official will check their personal credit report. At the same time, when a user is overdue, the system will also upload the personal bad records to the central bank's personal credit system, causing stains on the user's credit and resulting in future loans being rejected by the bank.

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Things to note when taking online loans

1. Does the platform require customers to pay money in the name of security deposit, unfreeze deposit, etc. before the loan is received? Go up. You know, any formal licensed consumer financial institution will generally not charge any upfront fees before issuing a loan.

2. Whether to provide a private account when repaying the loan, and require the customer to return it to the private account. Customers need to be careful to prevent the other party from using the money and running away.

3. If you borrow it once, you can no longer borrow it again, directly tricking customers.

4. Whether the repayment channel is deliberately closed to make customers overdue so that overdue fees can be charged.