starting from March 26th, 219, a .1% service charge will be charged after the credit card is repaid through Alipay, and the monthly free limit for each person is 2, yuan. If users need to increase their free quota, they can redeem it through Alipay membership points.

it's free to use bank online banking and bank APP to pay back credit cards. In addition, there is no handling fee for using Xiaoman Finance, Jingdong Finance and China Unionpay Quick Pass to pay back credit cards.

besides AliPay and wechat, what other channels are free?

1. Online banking and mobile phone apps of various banks

Many bank apps, such as China Merchants Bank, China Construction Bank, Guangfa, etc., not only charge no fees for their own credit cards, but also charge no fees for repayment of other banks' credit cards. However, the number of banks supported varies.

2. unionpay China Unionpay Quick Pass

China Unionpay Quick Pass, which is jointly developed and built by various commercial banks and maintained by unionpay, can still repay the credit card for free. However, China Unionpay Quick Pass was exposed to the CCTV 3.15 party in 219, and the flash payment function was enabled by default, so there is a risk of stealing the brush, so users should be cautious when using it.