Cardholders can log in to online banking or mobile banking or credit card APP directly before the repayment date, find the credit card that needs to be repaid in advance, click the repayment button and follow the prompts on the page.

There are generally two ways to collect fees for installment repayment: one-time payment, that is, consumers pay the down payment and installment fees at one time; Monthly payment, that is, the handling fee is paid together with monthly installments. Many banks will not refund the one-time handling fee even if they repay in advance in the later period. In case of installment payment, the installment fee for the remaining installments shall be paid in advance.