Legal analysis: you can negotiate a divorce with your husband or file a divorce lawsuit. For your husband's marital infidelity, if you have evidence, your husband's own admission, photos and other evidence, and the man asks for a divorce, you can ask for divorce damages. For your property, you can negotiate the distribution. For your husband to adopt a mistress with a credit card, because the money is not used for your common life and you don't know, the expenses should be borne by your husband, and you can refuse to repay.

Legal basis: Article 1079 of the Civil Code of People's Republic of China (PRC) stipulates that if one of the spouses requests a divorce, the relevant organization can mediate or directly file a divorce lawsuit with the people's court. When trying divorce cases, the people's court shall conduct mediation; If the relationship has indeed broken down and mediation is ineffective, divorce should be granted. Divorce shall be granted if mediation fails under any of the following circumstances: (1) bigamy or cohabitation with others; (2) committing domestic violence or abusing or abandoning family members; (three) gambling, drug abuse and other bad habits; (four) separated for two years due to emotional discord; (5) Other circumstances that lead to the breakdown of the marriage relationship. If one party is declared missing and the other party files a divorce lawsuit, the divorce shall be granted. After the people's court ruled that divorce is not allowed, if the two parties have separated for one year and one party files a divorce lawsuit again, divorce shall be granted.