1. Basic requirements for the guarantor when handling the card through the guarantor.

The bank allows the guarantor to help with the credit card, so what conditions does the guarantor need to meet? There are usually a few points.

First: age limit. The age must be between 22 and 60 (excluding). Of course, the requirements of each bank may be different. Here, the age of 22 to 60 refers to the requirements of CCB.

Second: nationality. China citizen.

Third: income status. Stable economic income and repayment ability.

Fourth, bank remittance requires the guarantor's residence, fixed salary and property.

Fifth, sign a guarantee contract and provide some documents and materials, such as a copy of ID card, proof of income, real estate, proof of residence, etc.

2. By way of pledge guarantee.

The pledge guarantee card is a bit special, and the requirements of each family may be different, but they are all handled by deposit or pledge right certificate. Be sure to consult the bank where the credit card is located.

3. Precautions.

When using a guarantor or pledge to apply for a card, you must go to the bank to ask yourself what to do and how to prepare the documents. Only by understanding the requirements of banks can we take corresponding measures. After the credit card is successfully processed, please remember to spend rationally.