Negotiate repayment with the bank: If the cardholder has no source of income, he can truthfully report his personal situation to the card-issuing bank, and then actively negotiate with bank staff to see if the account can be suspended. If approved, you can repay as agreed in the agreement.

There are many reasons why installment payment cannot be made: 1. The consumption amount does not reach the minimum amount required by the issuing bank. 2. The credit card type is a credit card that cannot be applied for installment repayment. 3. The cardholder has a bad record of overdue repayment. 4. The cardholder is suspected of illegal cashing. Extended information

You should use credit cards beyond your ability to afford them. If you cannot repay the credit card in full, you can choose to repay it in installments. Although repaying it in installments is not very cost-effective and there will be a lot of interest. , but if you do not choose to repay in installments, your credit card will be overdue, which will affect your personal credit. If it is serious, you will be held criminally responsible. Therefore, to a certain extent, repaying in installments is also a better option. Ways to ease repayment stress.

If you apply for installment repayment, you must repay it on time. Do not cause the installment payment to be overdue. If the installment payment is overdue, the consequences will be serious and a bad record will be generated. Bad records cannot be eliminated for several years and will affect your bank loans and credit card use from all banks. Your credit card may be blocked and applications at other banks may also be affected.

Hurry up and raise money, and call customer service to see if you can get a delay for a few days. If not, find a way to pay it back. The late payment fee is not much, and it is not the most important. Credit history is the most important. .

Baidu Encyclopedia - Credit Card Installment

Baidu Encyclopedia - Overdue Repayment