The billing date of Ping An Bank's credit card is not determined according to the card type, and the billing date of each cardholder may be different, which is randomly assigned by the system. Every customer of Ping An Bank has a fixed billing date. On the billing date, your transactions from last month's billing date to this month's billing date will be counted and a bill will be generated, and repayment will be required within 18 days after the billing date.

Extended data:

Credit card refers to various media that record the relevant information of the cardholder's account, have the function of bank credit line and overdraft, and provide relevant banking services for the cardholder.

The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.

Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

The object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed.

Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

The billing date means that the issuing bank will regularly summarize and settle all the transactions and expenses of your credit card account in the current period every month, calculate the total amount owed and the minimum repayment amount in the current period, and send a statement for you. This date is your credit card bill.

From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate).

Ping An Bank Credit Card Statement

The billing date of Ping An Bank's credit card is 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 13, 14, 15, 16. However, the accounting date can be modified, and Ping An Bank stipulates that it can only be modified once in half a year.

The billing date of Ping An Bank's credit card is the summary of the last consumption cycle of the credit card. Let the cardholder know how much he should repay on the repayment date. Users can raise funds from the billing date to the repayment date, so that they can repay on time on the repayment date, and the repayment will never be overdue.

If users usually don't know the repayment date of their credit cards, they can call Ping An Bank's credit card customer service hotline to ask, so that they can get the credit card bill statement. The repayment date is generally 18 days after the bill date. For example, when the bookkeeping date is 1, the final repayment date is 19.

It is very helpful for users to repay on time on the repayment date and increase the credit card limit. If the repayment is overdue, it will affect personal credit information. After the credit investigation is paid off, this overdue record will be kept for 5 years, and will disappear automatically after 5 years, and will never exist in the credit investigation.

Ping An Bank Credit Card Bill

When applying for Ping An Bank's credit card, the cardholder cannot specify the billing date of the credit card, and Ping An Bank will randomly designate a date for the cardholder as the billing date of the credit card. Therefore, the initial billing date of Ping An Credit Card may not meet the needs of cardholders. Cardholders can call Ping An Bank Credit Card Customer Service Phone (955 1 1-2) to modify the billing date of their credit cards.

At present, Ping An Bank cardholders can choose a date as their credit card billing date on 5th, 7th,10th,13rd,15th,17th, 20th and 25th of each month. In order to prevent cardholders from modifying credit card statements too frequently, Ping An Bank limited the number of times cardholders can modify credit card statements: within half a year, cardholders can only modify credit card statements once.

Corresponding to the billing date of the credit card is the final repayment date of the credit card, while the final repayment date of Ping An Credit Card is the18th day after the billing date of the credit card. Suppose a cardholder's credit card billing date is the 20th of each month, then the last repayment date of this cardholder's credit card is the 8th of next month.

Because overdue repayment will have a negative impact on the cardholder's personal credit, it is best for the cardholder to complete the repayment a few days before the final repayment date, so as to avoid the situation of overdue repayment due to the delay in the arrival of funds and other reasons.

When is the repayment date of Ping An Bank's credit card?

The repayment date of Ping An Credit Card is 2 1, 23, 25, 28, 1, 3, 5, 8, 10, 13 every month. Ping An Credit Card is charged on the 3rd, 5th, 7th,10th,13rd,15th,17th, 20th, 22nd and 25th of each month. Different users have different repayment dates.

If users don't know the repayment date of Ping An Credit Card, they can call Ping An Bank Credit Card Customer Service Hotline to ask. It is best for cardholders to repay on time on the repayment date to avoid overdue repayment. Overdue repayment is based on the credit information at the meeting, and bad credit information will affect all kinds of loans in the future.

When repayment cannot be made on time on the repayment date, the cardholder can use installment repayment or minimum repayment amount. In this way, the cardholder can avoid overdue repayment. However, using these two repayment methods requires users to pay a certain fee and occupy the credit line at the same time.

Users must refrain from spending when using credit cards, do not exceed their personal affordability, and do not pursue high quotas when applying for credit cards. The credit card limit is generally 2 to 3 times the monthly income, which can effectively avoid overdue repayment of credit cards.

How about Ping An Bank credit card?

There are advantages and disadvantages, depending on personal needs, what suits you is the best.

Advantages and disadvantages of Ping An Bank's credit card;

1. Benefits: The market value of most card insurance is much cheaper than the annual fee of the card, with strict security control and many activities, which is actually very good for customers. Flexible quota, full protection of consumption loss 72 hours before loss reporting, etc.

2. Disadvantages: few security outlets, expensive annual fee, troublesome repayment, and troublesome cancellation. Ping An Bank Credit Card is the first credit card launched after Shenzhen Commercial Bank merged with Ping An Bank and changed its name to Shenzhen Ping An Bank. Ping An Bank credit card has many special functions besides basic credit consumption and cash advance, and it is a cardholder.

At present, there are the following types of cards that are applied for more:

1. Elite Platinum Card: Annual fee: main card 600 yuan, supplementary card 480 yuan. From 2017165438+10/6, if the nuclear card reaches the consumption standard within 3 natural months, the annual fee for the first year will be reduced (the main card and the supplementary card are the same). The annual fee policy for the next year is that the main card is charged with 6.5438+0.2 million yuan (the auxiliary card is charged with 6.5438+0.2 million yuan), and the annual fee for the next year can be exempted.

The rights and interests are as follows:

A. If the flight is delayed for 2 hours/time, compensate 800 yuan.

B. Shuttle service between 66 yuan and domestic airports

C.10 million global comprehensive traffic accident insurance

400,000 dirhams-vehicle accident insurance

2. Owner's Card: Annual fee: Ping An Bank Owner's Credit Card, with annual fee of 200 yuan/year. Spending more than 30 thousand yuan in the first year, annual fee free in the second year, and so on. Activation will generate an annual fee for the first year and will not be reduced.

The rights and interests are as follows:

A.165438+100000 vehicle maximum accident insurance.

B. Road rescue within 30 kilometers

C. 88% discount on gasoline.

3. Annual fee of standard card: gold card 300 yuan/year; Puka 100 yuan/year; Supplementary card 150 yuan/year; Puka supplementary card 50 yuan/year. The main card is free of annual fee in the first year, swiping the card 6 times a year, and the amount is unlimited, and the annual fee for the next year can be automatically reduced, and so on; Supplementary cards are free of annual fees.

When is the billing date of Ping An Standard Credit Card? Five methods of quick query

Ping An Bank Ping An Standard Credit Card has been attracting many people to handle it since it was issued. After using the credit card, people need to repay it before the prescribed time limit, including the relevant information of the credit card billing date. Then, when is the billing date of Ping An Standard Credit Card?

Ping An Bank's credit card billing date has eight dates to choose from: 5th, 7th, 10, 13, 15, 17, 20th and 25th.

The billing date of Ping An Bank's credit card is randomly assigned, and the billing date of each cardholder may be different, and the due repayment date is 18 days after the billing date, so it needs to be repaid within 18 days after the billing date, but the interest-free period of this credit card is about 20 to 50 days.

So, how do you know when your credit card is charged?

1. Every month, the bank will send you a statement of credit card consumption records for that month. You can check your billing date and repayment date on the statement.

2. You can call Ping An Bank's customer service telephone number 955 1 1 for enquiry.

3. You can log on to Ping An Bank's online banking for inquiry.

4. You can edit the short message "last 4 digits of CXZD#" with the reserved mobile phone number and send it to 955 1 1 to inquire about the billing date and repayment date of the credit card.

5. You can pay attention to the official WeChat account of Ping An Bank, and then bind your personal credit card, so you can find information such as bill date and repayment date.

The above is the summary information of the billing date of Ping An standard credit card, which is randomly assigned. You can also check your credit card bill date and repayment date through the above method. If you want to change the billing statement, you can call the bank customer service phone to apply for change, but you can only change it once every six months.

So much for the introduction of Ping An Bank's credit card statement.