Overdue repayment will result in late payment fees and interest, which will affect credit records, including the handling of loan business in the future. In any case, repayment should be made on time. The late payment fee is 5% of the unpaid part of the minimum repayment amount, with the minimum 5 yuan. The interest shall be calculated from the transaction entry date, and the interest rate shall be five ten thousandths of the daily interest, with compound interest on a monthly basis.