How to withdraw cash with an ICBC credit card

ICBC credit card holders can bring their valid ID and credit card to the counter of a local ICBC outlet and use the transaction password to withdraw RMB cash.

Industrial and Commercial Bank of China (INDUSTRIALANDCOMMERCIALBANKOFCHINA, ICBC for short) was established on January 1, 1984. The head office is located at No. 55 Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial level unit.

The basic mission of ICBC is to raise social funds through domestic and foreign financing activities in accordance with national laws and regulations, strengthen credit fund management, support enterprise production and technological transformation, and serve my country's economic construction.

In February 2017, BrandFinance released the list of the top 500 global brands in 2017, with Industrial and Commercial Bank of China ranking 10th.

On June 20, 2018, the "China's 500 Most Valuable Brands" analysis report was released, and ICBC ranked 4th.

In July 2018, the British "Banker" magazine released the list of the top 1000 global banks in 2018, with Industrial and Commercial Bank of China ranking first. In 2018, Fortune ranked 26th among the world's top 500 companies.

On December 18, 2018, the "Top 500 World Brands 2018" compiled by the World Brand Laboratory was announced, and ICBC ranked 43rd.

On June 26, 2019, 8 banks including the Industrial and Commercial Bank of China were among the first to launch online enterprise information verification systems.

In July 2019, it was selected into the 2019 Fortune Global 500, ranking 26th.

In December 2019, ICBC was selected into the 100 Model Brands at the 2019 China Brand Power Ceremony.

On December 18, 2019, the People’s Daily released the China Brand Development Index 100 list, and Industrial and Commercial Bank of China ranked 9th.

On January 4, 2020, it won the "Sustainable Development Effectiveness Award" of the 2020 Finance Evergreen Award.

In March 2020, it was selected as the 6th among the top 500 global brands in 2020.

In August 2020, the Fortune Global 500 list was released, and Industrial and Commercial Bank of China ranked 24th.

On September 28, 2020, it was selected into the 2020 Top 500 Chinese Enterprises list, ranking fifth.

ICBC has always regarded corporate governance as a basic project to enhance core competitiveness. Focusing on the business goals of sustainable growth of corporate value and excellent shareholder returns, ICBC actively draws on international leading practices and principles of corporate governance to build and improve A modern corporate governance structure composed of the General Assembly, the Board of Directors, the Board of Supervisors and senior management.

Revise and improve the "Articles of Association of Industrial and Commercial Bank of China Co., Ltd." and other corporate governance rules and regulations to continuously improve the independence and operational efficiency of the Board of Directors. An organizational structure and operating mechanism with clear rights and responsibilities, mutual coordination, and effective checks and balances among the power agencies, decision-making agencies, supervisory agencies, and executive agencies have been formed.

As of the end of the reporting period, the Bank’s Board of Directors had 15 directors, including 3 executive directors, 6 non-executive directors and 6 independent directors. The Board of Supervisors has 6 supervisors, including 2 shareholder representative supervisors, 2 external supervisors and 2 employee supervisors.

The bank has initially established a multi-dimensional and multi-level social responsibility planning management and implementation supervision system. Under the direct leadership of the Board of Directors, the Strategic Management and Investor Relations Department of the Head Office coordinates and promotes social responsibility work and prepares social responsibility reports in a unified manner. Relevant departments and offices of the Head Office and branches organize the implementation separately to jointly promote the performance and implementation of social responsibilities.

What is the ICBC credit card cash withdrawal limit and what are the ways to withdraw cash?

Whether it is a debit card or a credit card, major banks have regulations on the daily cash withdrawal limit, so the ICBC credit card cash withdrawal limit How is it stipulated, and what are the ways to withdraw cash?

ICBC credit card cash withdrawal limit regulations are as follows:

1. There is no limit on the amount of money you can withdraw through domestic outlets using account deposits and withdrawals. When the withdrawal amount is 100,000 yuan, please contact the outlet in advance by phone or other means. Reservation is required; it cannot be withdrawn through domestic self-service equipment. RMB account withdrawals can be withdrawn up to 5 times a day and the cumulative amount cannot exceed RMB 20,000 (specifically, the actual operation shall prevail).

2. The cash withdrawal limit of an ICBC credit card that uses credit limit is usually 50% of the credit card limit. At the same time, the daily accumulation of each card does not exceed RMB 10,000 and the total overdraft withdrawal cannot exceed the available cash withdrawal limit.

Tip: The single withdrawal limit for automatic teller machines is 3,000 yuan, and the single withdrawal limit for all-in-one deposit and withdrawal machines is 5,000 yuan. Please refer to the actual operation for details.

The ways to withdraw cash with ICBC credit cards are as follows:

1. Withdraw cash at ICBC outlets. With an ICBC credit card, you can withdraw cash in person at any ICBC branch or other bank with the card issuing organization logo printed on the card. Use valid ID and credit card transaction password to withdraw cash at the counter.

To sum up, this is the ICBC credit card cash withdrawal limit introduced to you today. I hope it can help all card friends. In the credit card section, click

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How to withdraw cash with ICBC credit card

Question 1: How to withdraw cash with ICBC credit card 5 points Hello

@ Peony Credit Card can withdraw cash in full overdraft, and there is no Interest-free repayment period and minimum repayment amount, the overdraft amount and interest on the card must be returned within 60 days (inclusive) after the bank statement date. Overdraft interest is calculated based on the daily interest rate of 0.5% from the overdraft recording date, and loan interest is calculated on a monthly basis.

Question 2: How to withdraw cash from ICBC credit card ATMs? You can withdraw cash at the counter. There are handling fees and high interest rates. Try not to withdraw cash.

Question 3: How much cash can you withdraw in a day with an ICBC credit card? 2000

Question 4: Can you withdraw cash with an ICBC credit card? Yes.

The credit card cash withdrawal limit is half of the credit limit.

You can choose the following methods to check the credit card limit:

After following the WeChat public account "ICBC Electronic Banking", send "CXED## dynamic password or SMS banking password" to query ;

Inquiry through mobile banking "Favorite-Credit Card-My Credit Card";

Inquiry through the self-service machine and follow the prompts;

Call ICBC customer service hotline 95588 to pass Manual service inquiry;

Inquiry through business outlets.

The initial credit limit of a credit card is given by ICBC based on the comprehensive review and approval of the personal information submitted by the customer when applying for the card and the personal credit status. If you feel that the credit limit is not enough, it is recommended to use the card normally and maintain a good repayment record, and then apply to ICBC to increase the credit limit.

Question 5: How is the interest calculated when withdrawing cash with an ICBC credit card? From the 14th to the 30th, if you calculate 16 days, 166000.0005 = 4.8 (How could it be 12 days? You calculated the date wrong)

From the 22nd to the 30th, if you calculate 8 days, 81000.0005=0.4

The number of days is directly reduced, no need to add 1~

Question 6: How much does it cost to withdraw cash with ICBC credit card? Hello

@ Peony Credit Card can withdraw cash in full overdraft, and there is no Interest-free repayment period and minimum repayment amount, the overdraft amount and interest on the card must be returned within 60 days (inclusive) after the bank statement date. Overdraft interest is calculated based on the daily interest rate of 0.5% from the overdraft recording date, and loan interest is calculated on a monthly basis.

Question 7: Can ICBC credit cards be used to withdraw money from cash machines? Hello, you can use ICBC's Peony Credit Card to withdraw money from self-service ATMs. Please align the starting end with the card slot of the ATM machine, insert the card, and then follow the on-screen prompts to perform related operations. In addition, the overdraft withdrawal limit for using Peony Credit Card is generally half of the credit limit. Please contact local 95588 for enquiries.

Question 8: How much cash can be withdrawn with a credit card limit of 5,000 from the Industrial and Commercial Bank of China? The 2,500 cash withdrawal limit is 50% of the credit limit. Now the local ICBC has no handling fee, but the handling fee is higher than that. Interest of 0.5% will be charged on the day of cash withdrawal, and compound interest will be calculated on a daily basis and accrued once a month

Question 9: Is there any handling fee for withdrawing cash with an ICBC credit card? If it is an overdraft, no handling fee will be charged, but the daily interest of 10,000 yuan will not be charged if it is your own money locally. If it is your own money, it will not be charged. The lowest is 1 yuan. The highest handling fee is 100 yuan. For interbank transfers, it is 2 yuan.

Question 10: Can ICBC credit cards be used to withdraw cash at ATMs?

If you do not use the credit limit to withdraw cash, there will be no interest; if you withdraw cash overdraft, the interest rate is 0.05% per day. Interest is calculated, and the overdraft cash withdrawal limit is 50% of your credit limit. Within the credit limit, the maximum daily overdraft cash withdrawal per card is 2,000 yuan, which can be used to withdraw cash from other bank's ATM machines. An inter-bank withdrawal fee of 2 yuan per transaction is required.

Can I withdraw cash with ICBC credit card?

Cash withdrawals can be made with ICBC credit cards.

However, not all limits can be withdrawn. The cash withdrawal limit is usually half of the credit card limit.

There is no interest-free period, the handling fee is one thousandth, and the interest is five thousandths per day.

Withdrawal refers to withdrawing cash from a bank account to be used for daily reserves of the company.

Cash withdrawals are funds that enterprises, agencies, institutions or other economic organizations withdraw cash from banks and allocate to internal units or staff who are not independently accounted for travel expenses, sporadic purchases, sporadic expenses, etc.

It is mainly used for small sporadic reimbursement expenses. Its scope of use is: other personal expenses stipulated by the state except for the unified salary payment project; travel expenses that travelers must carry with them; other expenses that really need to be paid in cash expenses, etc.

How to withdraw cash with ICBC credit card

You can use your credit card to withdraw RMB at any ICBC branch or self-service machine with the "UnionPay" logo in the country. Large amount withdrawals (50,000 and above) can be made over the counter. Above) must provide valid identity documents. It is recommended to make an appointment with the outlet in advance by phone or other methods. In the case of overdraft cash withdrawal, the daily limit for each credit card RMB account is 10,000 yuan, and the total overdraft cash withdrawal cannot exceed the available withdrawal limit.

Warm reminder: 1.

If you withdraw cash overdraft, you will not enjoy interest-free repayment. In addition to the cash withdrawal fee, you will also need to pay for the overdraft withdrawal part on a daily basis starting from the bank accounting date. Overdraft interest will be charged at 0.5% per day until it is paid off;

2. The handling fee for domestic withdrawals or transfers from credit card RMB accounts (including local funds to other places) is as follows: 1% of the cash withdrawal amount, with a minimum of 2 yuan , up to 100 yuan. If you withdraw cash from domestic inter-bank ATMs, additional charges will apply: Credit card: 4 yuan/transaction, quasi-credit card: 3.5 yuan/transaction;

3. Withdrawals must be handled by yourself and cannot be handled by an agent.

(Answer time: April 21, 2022. In case of business changes, please refer to the actual situation.)

Introduction to how to withdraw cash with industrial and commercial credit cards and the 10,000 handling fee for withdrawing cash with industrial and commercial credit cards That’s it. I don’t know if you found the information you need?