Jinsui cards can be divided into two types: corporate cards and personal cards. All enterprises, institutions, administrative institutions and individual residents can apply for Jinsui cards from the issuing bank of Agricultural Bank of China. Cardholders can shop and spend money in special shops, restaurants and hotels in the same city or in different places, and can also deposit and withdraw cash in banking institutions designated by Agricultural Bank of China. Units and individuals applying for Jinsui Card must open a deposit account with the issuing bank.