ICBC credit card service telephone:
24-hour national telephone service hotline: 95588
24-hour VIP service hotline: 4-66-95588 (for wealth card, wealth management gold card, platinum card and credit card gold card customers, which has been opened in all regions of the country except Shanghai, Zhejiang and Guangdong).
Credit Card, also called credit card. It is a non-cash transaction payment method and a simple credit service.
China's relevant laws ("the NPC Standing Committee on <; Criminal Law of the People's Republic of China > The credit card stipulated in the Interpretation of Credit Card Regulations refers to an electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. On December 1, 217, the Standard for English Translation and Writing in Public Services was officially implemented, stipulating that the English name of the Credit Card standard is Credit Card? .
Credit cards are generally special plastic cards with a length of 85.6mm, a width of 53.98mm and a thickness of 1mm. The name of the card issuer, expiration date, number, cardholder's name and other contents are printed on the front, and there are chips, magnetic strips and signature strips on the back. Cardholders can use their credit cards to shop, spend money and deposit and withdraw cash from banks.
there is no need to pay cash when spending with a credit card, and repayment will be made on the Billing Date.
Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards with a certain credit limit within which the cardholder can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.
Reference: China Industrial and Commercial Bank official website Baidu Encyclopedia.