CCB's credit card has a fixed billing date every month, and 20 days after the billing date is the final repayment date. Before the final repayment date, the consumer will be repaid in full according to the bill amount and enjoy the interest-free period. If you don't repay in full and on time, consumers won't enjoy the interest-free period, and the bank will charge interest in full at the rate of five ten thousandths per day from the date when your consumption is recorded.

If you don't repay the loan on time, I will roughly calculate the interest for 30 days, 500*0.0005*30=7.5. In addition, as a reminder, after you pay the bill, all the repayable amount and the minimum repayment amount will be displayed. If you can't repay in full, you must repay the minimum amount on time, so as not to affect your personal credit. If the minimum repayment amount is not paid, there will be a late payment fee, which is equal to (minimum repayment amount-the amount paid on the due repayment date) × 5% and the minimum 5 yuan (1 USD/Euro), and will be charged monthly. And the bank will upload your credit card records to the People's Bank of China.