This is the card I used.
In terms of card function, CCB's global payment card is still good. All foreign currencies traded on his card can be automatically converted into RMB, and there is no foreign exchange handling fee of 1.5%, which is a great benefit for parents who often travel in Haitao or overseas.
In addition, his family's annual fee is also a pro-people route. The annual fee of standard platinum card is 580 yuan, but as long as the total amount of credit card consumption or cash withdrawal is 10, the annual fee for the current year can be exempted. Titanium Platinum Card: the annual fee is 380 yuan, and the annual fee is exempted for spending or withdrawing cash by swiping the card for a total of 6 times; Gold card annual fee 160 yuan, you can swipe your card or withdraw cash three times a year. Moreover, there is no limit to the amount and place of this transaction, and online consumption is also included. It is only for most people and there should be no pressure ~
What are the advantages and disadvantages of CCB's Longka Dual-currency Credit Card and Longka Global Payment Credit Card?
Credit cards have no advantages and disadvantages, only advantages.
First, the advantages of Longka dual-currency credit card:
1, with a 50-day interest-free period;
2. Directly used for foreign currency transactions (USD) and RMB settlement;
3. Large consumption can support installment payment.
Second, the advantages of Longka Global Payment Credit Card:
1, foreign exchange is tax-free, and foreign exchange transactions are directly recorded;
2. RMB is directly exchanged in foreign exchange, and there is no handling fee;
3. The consumption amount is not limited.
Extended data:
Credit card repayment method:
Within the issuing bank
This method includes: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.
Yinwei POS mobile phone
Weizhong Bank POS mobile phone is a personal payment terminal of mobile financial system, which can be used for direct repayment and transfer of credit cards. Arrive immediately!
Transfer/remittance repayment
Mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.
Network repayment
Common domestic network platforms are: UnionPay Online, Kuaiqian, Shengfutong, Alipay, Tenpay and so on. Choose different platforms and banks, and the charging standards and specific arrival time are different.
Convenience store repayment
This method mainly completes the repayment through the "Lacarra" smart payment terminal installed in the convenience store, which generally takes 2-3 working days to arrive at the account, and the repayment in this way is free.
Reverse related repayment
Counter link refers to the bank card issued by various networked financial institutions, and the RMB current deposit and withdrawal transactions are conducted through the counters of other bank outlets registered in the mainframe system of UnionPay Trading Center.
Baidu Encyclopedia-China Construction Bank Longka Credit Card
Is CCB Longka Global Payment Credit Card OK?
CCB's global payment credit card and VISA- UnionPay double identification card belong to CCB's standard platinum credit card, which are mainly issued to middle and high-end customers with annual income of more than 654.38+10,000, and have higher requirements for card handling. But we can't say that ordinary people can't do it. Many ordinary working-class people around me have also done this card.
I think CCB's global payment credit card is particularly useful for people who often go abroad. Because domestic consumption is through UnionPay, every card is the same, and there is no difference. The key is consumption abroad. "Longka Global Payment Card is universal at home and abroad, and all foreign currency transactions (including credit card consumption, online consumption and withdrawal, etc.). ) automatically purchased, converted into RMB and deposited in the RMB account of Longka Global Payment Card. Cardholders only need to repay their debts in RMB according to the bill, which is more convenient.
When it is used in countries or regions around the world, it is free of foreign exchange fees and the expenditure is more favorable. "This is an introduction to the rights and interests of the online global payment card of CCB Credit Card, and I'll give it to you. In the future, spending abroad with this card will be automatically converted into RMB, and there is no exchange fee, which is convenient and cost-effective. After returning to China, you only need to pay back RMB. So, if you go abroad often, this card is really good.
So much for the introduction of global payment credit cards.