If the loan is withdrawn by credit card, interest will be charged at the daily rate of 0.05% from the date of withdrawal. The interest generated on the next billing date is 75 yuan, plus the withdrawal fee of 50 yuan. Without other consumption, the borrower needs to repay 5 125 yuan on the next day of the bill.

If the borrower delays the repayment to the final repayment date, interest will still be charged at the daily interest rate of 0.05% from the day after the billing date to the repayment date.