The minimum repayment amount is 10% of the total amount payable on the credit card bill. For example, the total amount payable in the current bill is 50,000 yuan, and the minimum repayment amount is 5000 yuan. If only 65,438+0,000 yuan has been repaid, and the minimum repayment amount has not been reached, then the arrears will no longer enjoy the interest-free period, and the bank will calculate the interest from the bookkeeping date, charging interest at the daily rate of 0.5 ‰ until it is fully paid off.