1. Credit card overdraft withdrawal:

A handling fee: 0.5% of the cash withdrawal amount is charged by CCB credit cards in China, with the minimum 2 yuan per transaction and the maximum 65,438+000 yuan per transaction. Overdraft 1000 yuan, handling fee of 5 yuan;

B Interest: calculated at the daily interest rate of 0.5 ‰, 1000*0.05%*30 days = 15 yuan.

2. Cash withdrawal from credit card overpayment: Some banks need to charge, while others don't.

Second, the credit card in the POS card consumption:

1. Repay in full and on time without interest;

2. Pay the minimum repayment amount on time, with a daily interest rate of 0.5 ‰;

3. If the repayment is overdue, besides the above interest, there will be a late payment fee.