Online payment by credit card is counted as consumption, and the number of card swipes is also counted, and there may not necessarily be points (there are generally no points for payments through third-party payment platforms). You cannot participate in certain activities, such as receiving certain gifts based on the amount of credit card swiping. Many activities will indicate that you cannot participate in online transactions. Online payments are also included in the six card swipes to waive the annual fee.

Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user positioning is "a group of people who have ideals and pursuits in life and career, know how to enjoy, and are more willing to struggle. Sometimes there are people who want to study, do business, research or travel abroad. They are also a group of people with high living standards who are willing to try new consumption habits. "The Bank of Communications Pacific Credit Card is a credit card product created by Bank of Communications with the introduction of HSBC's advanced technology and management. , which brings together both global and local advantages, takes "Chinese people's global card" as its theme, advocates a new consumer culture and card experience, and provides preferential treatment and considerate services all over the world.