Here I can only make a rough calculation for the poster. There is no way to be precise. According to the daily interest rate of 5/10,000 on a credit card, the annual interest rate is 18% (0.05%*365), and the annual interest = 9,000 *18%=1620 yuan, 6-year interest=1620*6=9720 yuan.

At the same time, if you don’t repay the money, the bank will also charge a late payment fee. The late payment fee is 5% of the unpaid portion of the minimum repayment amount, with a minimum of 5 yuan. If the debt is 9,000 yuan, it will be calculated based on the minimum repayment amount of 900 yuan. , the late payment fee is 45 yuan per month (900*5%), the late payment fee for one year = 45*12=540 yuan, the late payment fee for 6 years = 540*6 = 2740 yuan

This adds up to a relatively high amount Yes, but this is just a rough calculation for the poster. It is recommended to call the bank’s service hotline for confirmation.

In addition, I would like to remind the poster that not paying back the money for 6 years is a very serious overdue situation and will leave a bad credit record, which will definitely have an impact on your future loans. It is recommended to pay back the money as soon as possible. On.