A person can apply for multiple credit cards at the Post Office. There is no limit on the number, but the credit card limit of the same bank is exclusive. Postal Savings Credit Card is a RMB credit card and is a UnionPay standard card. It has all the functions and services of a UnionPay standard credit card and can be used freely for consumption at home and abroad. The card is valid for three years and can have four additional cards. .

The main pattern on the Postal Savings Bank of China credit card face is the Chinese character "ding", the background color of the regular card is blue-green, and the background color of the gold card is golden yellow. According to statistics, as of October 2010, the Postal Savings Bank of China's small loan business has fully covered all prefectures and cities, 2,100 counties, cities, and major towns and villages across the country. There are approximately 4,500 outlets nationwide that have opened this service. business.

In just a few years, Postal Savings Bank of China has developed very rapidly. From its inception to October 2010, Postal Savings Bank of China loans have been issued to nearly 4 million households across the country, with an amount of more than 230 billion yuan. , with an average loan of about 59,000 yuan, the Postal Savings Bank of China has issued a total of more than 150 billion yuan in rural areas at and below county level.

Extended information:

How to apply for a postal credit card:

1. The applicant needs to be over 18 years old, have full capacity for civil conduct, and have good credit standing Chinese residents, foreigners permanently residing in China, and compatriots from Hong Kong, Macao and Taiwan can apply for a personal credit card master card from the card issuer with their valid identity documents.

The main cardholder of the personal card can also apply for supplementary cards for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct. The main cardholder can apply to cancel the supplementary card at any time, and Must have stable repayment ability.

2. Materials: Submit ID card and proof of work or income, work phone number, home phone number and personal mobile phone number, tax payment certificate, proof of property, vehicles and other assets in your name, other bank credit cards, etc. Each bank has different acceptance standards, so the above information is not necessarily required. It depends on the bank's requirements. Postal banks generally require proof of employment or income.

3. Find a credit card salesperson or lobby teller to fill out the application form, and then submit the above information to the bank for approval. Whether to approve the card and the card limit depends on the bank's overall score for you.

Card meaning:

The main pattern on the Postal Savings Bank of China credit card face is the Chinese character "ding", and the background color is blue-green.

"Ding"-"Ding" has been regarded as an important weapon passed down from ancient times and is a symbol of the country and power. The word "ding" in Chinese characters has also been given extended meanings such as "prominence", "noble" and "grand". The card uses "ding" as the main design element to reflect the connotation of sincerity and trustworthiness, and the promise of a thousand pieces of gold, as well as the Postal Savings Bank of China's "standing as a leader". Your" service commitment.

Puka blue and green background color - integrating the concept of green, healthy, convenient and fashionable life.

The golden background of the gold card - 24K gold courtesy, showing the noble life.

Special shiny material - international advanced technology, highlighting the fashion and noble quality of the cardholder.

Card face and meaning

The Postal Savings Bank credit card is a UnionPay standard RMB credit card. It has rich functions such as overdraft consumption, overdraft cash withdrawal, and installment payment; it provides 24-hour customer service Hotline, free bill delivery, self-deduction and repayment association and other services. In addition, there are powerful functions such as free transaction fees for repayment in other places, free text message reminders for large transactions, and interest-free period discounts for consumption.

The blue-green card background symbolizes peace, life and hope, injecting a relaxed, cheerful, convenient and fashionable card use concept into life. The biggest feature of the Postal Savings Bank Credit Card is that there is no annual fee for life. After applying for a Postal Savings Bank Credit Card, customers will no longer have to worry about complicated annual fee reduction rules.

And this credit card has many repayment methods: cardholders can repay through various Postal Savings Bank outlets, automatic transfers, self-service deposit machines, ATM machine transfers, etc.

Baidu Encyclopedia-Postal Savings Bank of China Credit Card