1. The bank requires that the landline telephone number must be filled in when applying for a credit card to ensure the stability of the applicant's life and work. If the company doesn't have a fixed telephone, the bank will think that your job is not very stable during the audit, which may affect your personal comprehensive score.
2. If you don't have a landline phone, you can fill in a friend's home or something, as long as you can get in touch. Be sure to fill in the address you can receive.
3. After filling in the information, take photos of the information you filled in with your mobile phone.
Do you need a landline number for the Bank of Communications credit card? Why? Why?
When Bank of Communications applies for a credit card, it needs to fill in the landline. The reason is that a bank started credit card business too early. At that time, the main contact method was fixed telephone landline, and mobile phone users were not as popular as they are now. After the popularity of mobile phones, the information did not change in time. The second reason is that the cancellation rate of landline accounts is much lower than that of mobile phones, which is convenient for banks to contact customers for debt collection.
Extended data:
Under normal circumstances, citizens with full capacity for civil conduct (Chinese mainland 18-year-old citizens) who have a certain direct source of income can apply for a credit card from the bank.
Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.
The application method is generally to fill in a credit card application form, which generally includes the applicant's name, basic information, economic situation or income source, guarantor and its basic information. , and you need to submit copies of some documents and certificates to the bank.
Basically, all banks need a fixed landline number to apply for credit cards. My understanding is that when a bank started its second venture, mobile phone users were not popular at present, but landline phones were popular. After the popularity of mobile phones, the information did not change in time. The reason is that the cancellation rate of the second landline is lower than that of the mobile phone, which is convenient for the bank to recover the repayment.
What if the credit card company does not have a landline? Why should I fill in the landline number?
Credit cards can now be said to be basically available to everyone, and many people will apply for them. But when applying for a credit card, you must fill in the fixed telephone number when filling out the application form. And many people will choose to fill in the company landline, but some companies don't have a landline. So, what if the credit card company doesn't have a landline?
The necessity of charging credit cards to fixed telephones
Some friends may have applied for a credit card, but the company doesn't have a landline, so they don't fill in a landline. In fact, this kind of behavior is not desirable.
The bank requires that the landline telephone number must be filled in when applying for a credit card to ensure the stability of the applicant's life and work. If the company doesn't have a fixed telephone, the bank will think that your work is not very stable during the audit, which may affect your personal comprehensive score, leading to the failure of the audit or the low credit limit after the audit.
Moreover, filling in the fixed telephone number is also convenient for banks to pay a return visit when reviewing credit cards. If you don't fill it in, the card rate will be greatly reduced.
What if the credit card company does not have a landline?
Because when most people fill in the application form, they will choose to fill in the company telephone number in the fixed telephone column. So some friends don't know how to solve this situation because their company doesn't have a landline. In fact, if you are still using your home landline, you can also fill in your home landline number. If you don't use the landline at home, you can also fill in the phone numbers of your familiar relatives and friends.
Filling in the fixed telephone number with a credit card can facilitate the bank's audit and return visit. It can be said that filling in the fixed telephone number may not be able to get off the card smoothly, but if it is not filled in, it can be said that it is very likely that the audit will not pass. Therefore, those friends who don't have a landline in the company but want to apply for a card can fill in the landline number of their home or relatives and friends.
Why do credit cards need a landline? Let's stop here.