Generally, this kind of interest-free car is only available when manufacturers and banks are doing activities. For example, China Merchants Bank regularly conducts activities to launch interest-free installment car purchases. However, since Focus is not a new model, it may not exist in the interest-free model. 30% down payment, including 12 months, 18 months, 24 months, and a few months can be divided into 36 months. I only consulted China Merchants Bank, so I can only help you so much. Finally, if it is staged, it seems that it is impossible to make a counter-offer.