A frozen credit card will not be included in the credit report. Under normal circumstances, a credit card being frozen is a temporary status of the credit card and will not affect your personal credit report. A frozen credit card means that the credit card limit has been frozen by the bank for some reason, and the cardholder cannot use the credit card for any consumption activities within a period of time. How to recover frozen credit card

1. Application at the counter: Credit card holders need to bring their valid identity documents and relevant bank cards to the corresponding bank branch and apply at the bank counter. The personnel asked about the reason for freezing the credit card, and after solving the relevant problems, submitted a credit card restoration application to the teller. The use of the credit card can be resumed after the counter staff approves the application. However, it should be noted that if the credit card is frozen due to judicial reasons, it is generally necessary to submit an unfreezing application to the court;

2. Telephone application: Credit card holders need to call the customer service number of the corresponding bank , accurately provide your relevant information and credit card account number. After the customer service staff finds out the reason for the freezing of the bank card, the cardholder needs to solve the problem first before making an application for unfreezing.