The repayment date for CITIC credit cards is from the 1st to the 20th of each month. The final repayment date is 19 days after the bill date (excluding business cards and rebate cards). There will also be a text message reminder after the bill is issued. . In addition, the CITIC Bank credit card repayment date can be modified by contacting the bank, but it can only be modified once every six months.

In fact, the repayment due date is the last day of the interest-free repayment period. Repayments before this date are interest-free. Overdue interest and late payment fees will be charged. The interest-free repayment period is different for each bank.

Extended information:

Note: If you do not repay the full amount before the due payment date and do not choose the minimum credit card payment amount to repay, then Possible penalties are:

1. All consumption payments will no longer enjoy the interest-free repayment treatment. The bank will calculate interest on a daily basis from the day when the consumption occurs, using the consumption amount as the principal, and the daily interest will be 10,000 yuan. 5. Collect compound interest on a monthly basis;

2. Receive a reminder call and letter from the bank;

3. Freeze your account and record your debt The feedback is sent to the People's Bank of China and recorded in the user's credit file, affecting the user's personal credit.

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