23rd billing date, repayment date 12. For example: 65438+1October 22nd, 23rd and 24th, if you have spent all of it, then the consumption on 22nd and 23rd will be included in the bill of the current month, and the checkout time will be at 24: 00 on 23rd, and the consumption on 24th will be included in the next bill. The shortest interest-free period for consumption on 23rd is only 20 days, because you have to pay back 12 next month. Consumption on 24th is the longest interest-free period, 50 days, and repayment will be made next month 12.

Guangfa, in particular, is based on his bookkeeping date, which is actually two days shorter than other banks. The repayment date is 12, and you have to repay on 10.