a: no. The credit card legal affairs of Shanghai Pudong Development Bank mainly provides legal services to consumers. Its main contents include: providing credit card opening, loss reporting and cancellation services; Answer the legal problems that consumers encounter in the process of handling credit cards; Provide credit card management and maintenance services; Provide credit card refund service; Provide explanation of credit card default liability; Provide credit card arrears service; Provide credit card guarantee services, etc. However, the credit card legal affairs of Shanghai Pudong Development Bank does not involve collection, and the collection service is completed by the collection department specially set up by the credit card bank.