Small change payment will arrive in real time, savings card payment will arrive in 1-3 working days, and credit card payment will arrive in 2-5 working days.

1. If you use WeChat change for shopping, if a refund is involved, the refunded amount will be returned to WeChat's "wallet".

2. If the bank card payment was used at that time, the generated refund will be sent directly to the bank card bound by WeChat.

3. After submitting the refund application, you can pay attention to whether the balance of your bank card or WeChat account has changed. It can usually be received within 1-5 days.

WeChat payment is a payment function integrated in WeChat client, and users can complete the fast payment process through mobile phones. Wechat payment is based on bank card fast payment, providing users with safe, fast and efficient payment services.

Extended data

The security of WeChat payment is as follows:

1. Technical support: Tencent Big Data is supported in the WeChat payment background, and massive data and cloud computing can timely judge whether the user's payment behavior is risky. All-round identity protection based on big data and cloud computing ensures the security of user transactions to the greatest extent. At the same time, WeChat secure payment authentication and reminder technically ensure the security of every link of the transaction.

2. Customer service: 7*24 hours customer service, plus WeChat customer service, to solve problems for users in time. At the same time, the exclusive customer service channel opened for WeChat payment will reply to users' questions as quickly as possible and make processing judgments.

3. Business alliance: WeChat payment based on smart phones will be protected by Tencent Mobile Manager and other mobile phone security application vendors, and together with WeChat payment, it will form a business alliance for secure payment.

4. Security mechanism: WeChat payment considers users' psychological feelings from all aspects of product experience and forms a set of security mechanisms and means. These mechanisms and means include: hardware lock, payment password verification, terminal abnormality judgment, real-time monitoring of transaction abnormality, transaction emergency freezing and so on. This whole set of mechanism will form all-round security protection for users.

Baidu Encyclopedia-WeChat Transfer