Generally it will not change.

There are several conditions for using a card to raise your limit:

First, if you use the card frequently, it is best to use up the limit frequently, so that the bank will know that the limit is not enough;

< p>Second, repay the loan in full and on time, which shows good repayment ability, which is a prerequisite for an increase;

Third, use less revolving credit, that is, use less of the minimum repayment amount for repayment ;

4. Eliminate bad card usage records and repay on time. Even if you cannot repay in full, you must repay the minimum repayment amount on time and pay interest.

Credit Card, also called credit card. It is a non-cash transaction payment method and a simple credit service. A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit.

Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with the merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Product types:

1. According to different card issuers, they can be divided into bank cards and non-bank cards.

2. According to the different objects of issuance, it can be divided into corporate cards and personal cards.

3. According to the credit status, status and other credit conditions of the cardholder, it can be divided into ordinary cards and gold cards.

4. According to different repayment methods, credit cards can be divided into credit cards and quasi-credit cards.

5. According to the different circulation scope of credit cards, they can be divided into international cards and regional cards.

According to the "Regulations on the Supervision and Administration of Credit Card Business of Commercial Banks":

Article 36

The following basic information shall be fully disclosed to the cardholder on the face of the credit card card : The legal person name of the issuing bank, brand logo and anti-counterfeiting mark, card type (credit card, credit card, quasi-credit card, etc.), card number, cardholder’s name in pinyin (foreign name), validity period, cardholder’s signature strip, security check Code verification, precautions, customer service phone number, and bank website address.

Article 37

The text of credit card application materials printed by the card-issuing bank shall contain at least the following elements:

(1) Applicant information: number, Applicant's name, valid ID name, ID number, unit name, unit address, residential address, billing address, contact number, contact name, contact phone number, contact verification information, other verification information, etc.;

(2) Contract information: receipt contract (agreement), credit card regulations, important reminders, notification methods of changes in contract information, etc.;

(3) Fee information: main charging items and charging levels , charging information inquiry channels, notification methods of changes in charging information, etc.;

(4) Other information: the credit card held by the applicant and its credit limit, applicant statement, applicant confirmation column and signature column , card-issuing bank service phone number and bank website, complaint channels, etc.