How much is the handling fee for cash withdrawal of Guangfa Credit Card in different places
As we all know, credit cards are mainly used for overdraft consumption and enjoy a certain interest-free overdraft period, but if you use credit cards to withdraw cash, you need to charge a certain handling fee and interest. The same is true for CGB credit card withdrawal. If the cardholder needs to withdraw cash in different places, what is the handling fee for CGB credit card withdrawal in different places?
first, the collection standard of the handling fee for cash withdrawal of Guangfa Credit Card in different places
(I) Domestic cash withdrawal service
1. Domestic ATM inter-bank cash withdrawal fee: 4 yuan/transaction, which will be exempted from January 1, 217 to December 31, 218;
2. Handling fee for domestic overdraft withdrawal and transfer: according to the amount of each withdrawal, the minimum 1 yuan per transaction, including RMB card, US dollar card, Hong Kong dollar card and dual currency card;
3. When the customer overdraws the cash through the telephone channel and transfers it to another bank's savings account, another 1 yuan/pen will be charged;
4. Domestic overpayment cash withdrawal fee: according to the overpayment cash withdrawal amount, the minimum amount is 5 yuan/transaction, and the maximum amount is 5 yuan/transaction, including RMB card, US dollar card, Hong Kong dollar card and dual currency card; Personal and corporate credit cards are free from now until December 31, 218.
(II) Overseas cash withdrawal service
The above is the charging standard for cash withdrawal fees of Guangfa Credit Card in different places. In addition, from the date of cash withdrawal, the bank will charge an additional five ten thousandths of daily interest. Credit card withdrawal is neither free nor interest-bearing, so it should be paid off as soon as possible after withdrawal.
Is there a handling fee for withdrawing money from Dongying Bank with a foreign China Bank credit card?
The charging standard for cash advance by China Bank:
(1) Self-service cash withdrawal:
- Great Wall Global Link products: BOC local: free; Bank of China in different places: RMB 1 yuan/transaction; Inter-bank local: RMB 4 yuan/transaction; Inter-bank and off-site: RMB 12 yuan/transaction; Overseas BOC or member banks of international organizations: 3% of the transaction amount, with a minimum of 3.5 USD or 5 yen per transaction; Overseas UnionPay: RMB 15 yuan/transaction;
- BOC series products: BOC and interbank: according to 1% of the transaction amount, the minimum RMB for BOC is 8 yuan/transaction, and the minimum RMB for interbank is 12 yuan/transaction; Overseas BOC or member banks of international organizations: 3% of the transaction amount, with a minimum of 3.5 USD or 5 yen per transaction;
- overseas unionpay: 1% of the transaction amount, with a minimum of RMB 15 yuan per transaction;
(2) Counter cash withdrawal:
- Great Wall Global Connect products: BOC local: free; Bank of China in different places: according to 1% of the cash withdrawal amount, the minimum RMB 1 yuan/transaction (or USD 1.5/transaction) and the maximum RMB 5 yuan/transaction (or USD 8/transaction); Overseas BOC or member banks of international organizations: 3% of the cash withdrawal amount, with a minimum of 3.5 USD/transaction or 5 yen/transaction;
- BOC series products: domestic BOC: 1% of the cash withdrawal amount, with a minimum of RMB 1 yuan per transaction; Overseas BOC or member banks of international organizations: 3% of the cash withdrawal amount, with a minimum of 3.5 USD/transaction or 5 yen/transaction;
overdraft interest is calculated and collected from the transaction bookkeeping date based on the actual overdraft withdrawal amount and the actual number of days in arrears. The overdraft interest rate is .5 ‰ of the daily interest rate, and the compound interest is calculated on a monthly basis.
you can inquire through the official website of Bank of China ()-Bank Card-Service Guide-Card Guide-Price List of Credit Card Service of Bank of China.
if you have any questions, please continue to consult the online customer service of China Bank. If you have other business needs, please download the mobile banking APP of China Bank or follow "Bank of China Micro-Banking" on WeChat to continue your consultation and handle related business.
the above contents are for your reference. please refer to the actual business regulations.
if you have any questions, please contact online customer service of Bank of China.
you are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GOAPP to handle related business.
charging standard for inter-bank and inter-regional withdrawal fees of BOC series credit cards of Bank of China
Self-service terminal: domestic (excluding Hong Kong, Macao and Taiwan): 1% of the transaction amount of the Bank and inter-bank, with a minimum of RMB 8 yuan/transaction and a minimum of RMB 12 yuan/transaction;
foreign countries and China, Hong Kong, Macao and Taiwan (non-UnionPay network): 3% of the transaction amount, with a minimum of 3.5 USD /5 yen per transaction;
foreign countries and China, Hong Kong, Macao and Taiwan (UnionPay network): 1% of the transaction amount, with a minimum of RMB 15 yuan per transaction; The corporate business card is 3% of the transaction amount, with a minimum of RMB 3 yuan per transaction. (Note: Other expenses incurred in withdrawing cash from self-service terminals of overseas non-China banks shall be borne by the cardholder himself).
the above contents are for your reference. please refer to the actual business regulations.
if you have any questions, please contact online customer service of Bank of China.
you are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GOAPP to handle related business.
that's enough for the introduction of inter-provincial withdrawal fees for credit cards.
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