When using Alipay credit card repayment, you need to perform real-name authentication on Alipay before making credit card repayment. The only way to solve this problem is to first authenticate the Alipay account. After authentication, you can use it normally.

Alipay real-name authentication steps:

1. Open the Alipay Personal Center and find the account settings;

2. Click "Verify Now" in the real-name authentication;

3. Click "Apply Now";

4. There are two authentication methods. Those with bank cards can directly choose quick authentication. For ordinary authentication, you need to upload ID card information and Alipay customer service manually review and compare. Slow;

5. Select the corresponding bank and bank card type, and click Next;

6. After filling in the relevant information, click Confirm to activate. The mobile phone number is in Reserve the mobile phone number at the bank to receive the mobile phone verification code when opening the card. If the number is used, you do not need to go to the bank counter to change the mobile phone number;

7. Check that the identity information is correct and click OK;

8. Real-name authentication successful.